Top Mistakes to Avoid After a Car Accident
A car accident can be overwhelming, especially in the moments immediately after it happens. You might be dealing with physical pain, emotional shock, and confusion about what to do next. Unfortunately, the actions you take—or don’t take—can significantly impact your ability to recover physically, emotionally, and financially.
At Zaber Law, we’ve helped countless clients navigate the aftermath of a car accident, and we’ve seen some common mistakes that can make the process more difficult. In this blog, we’ll share the top mistakes to avoid after a car accident and explain how to protect your rights.
1. Not Calling the Police
After an accident, some people assume they don’t need to involve the police, especially if the damage seems minor. This is a mistake.
Why It’s Important:
- A police report provides an official record of the accident.
- It documents important details like the time, location, and parties involved.
- It can be critical evidence for your insurance claim or lawsuit.
What to Do Instead:
Always call the police, even if the accident seems minor. Cooperate with the officer and ask how to get a copy of the report.
2. Admitting Fault
It’s natural to feel apologetic after an accident, but saying “I’m sorry” or admitting fault can be used against you later.
Why It’s Important:
- Determining fault is a complex process that considers evidence, traffic laws, and witness statements.
- Admitting fault prematurely can harm your claim, even if you weren’t entirely to blame.
What to Do Instead:
Stick to the facts when speaking with the police, other drivers, or witnesses. Let the investigation determine fault.
3. Failing to Gather Evidence
The scene of the accident is your best opportunity to collect evidence, but many people forget to do so in the chaos.
Why It’s Important:
- Evidence from the scene can support your version of events.
- Photos, videos, and witness information can strengthen your claim.
What to Do Instead:
If it’s safe to do so:
- Take photos of the vehicles, damage, license plates, and the surrounding area.
- Get contact information for witnesses.
- Write down details like weather conditions and the time of day.
4. Delaying Medical Treatment
Even if you feel fine after an accident, some injuries, like whiplash or internal trauma, may not show symptoms immediately.
Why It’s Important:
- Delaying treatment can worsen your injuries.
- Insurance companies may argue your injuries weren’t serious or weren’t caused by the accident.
What to Do Instead:
See a doctor as soon as possible, even if you feel okay. Follow their recommendations for treatment and keep records of all medical visits.
5. Talking to Insurance Adjusters Without Legal Advice
Insurance companies may contact you soon after the accident, but their goal is to minimize payouts—not to protect your best interests.
Why It’s Important:
- Anything you say can be used to reduce your claim.
- They may pressure you to settle quickly for less than you deserve.
What to Do Instead:
Politely decline to give a statement until you’ve consulted with a lawyer. Your attorney can handle communication with the insurance company to protect your rights.
6. Accepting a Quick Settlement
It’s tempting to accept a fast settlement offer, especially if you’re dealing with medical bills or lost wages. However, early offers are often far less than what you’re entitled to.
Why It’s Important:
- Once you accept a settlement, you can’t ask for more money later.
- You may not know the full extent of your injuries or future expenses right away.
What to Do Instead:
Consult with a lawyer before accepting any settlement offer. They can help you understand the true value of your claim.
7. Not Hiring an Attorney
Many people think they can handle their claim on their own, but personal injury cases can be complex and time-sensitive.
Why It’s Important:
- A lawyer knows how to negotiate with insurance companies and build a strong case.
- They can help you maximize your compensation for medical bills, lost wages, and pain and suffering.
What to Do Instead:
Hire an experienced personal injury lawyer as soon as possible after your accident.
Protect Yourself After a Car Accident
Avoiding these common mistakes can make a big difference in your recovery and your ability to receive fair compensation. At Zaber Law, we’re here to guide you every step of the way.
📞 Contact us today to schedule a free consultation.
You don’t have to navigate this alone—let us fight for your rights while you focus on healing.
